Outilo Outilo

Split expenses with friends

Find out who owes who in 2 seconds. Enter names and amounts paid: the tool computes the average share and returns the minimum number of refunds to balance the group. No sign-up, auto-saved in your browser.

Group expenses

Enter expenses. Auto-saved.

Participant
Amount
Total spent
Per person

Simplified refunds

Go deeper

Why use this splitter?

No more complex spreadsheets on Sunday morning after a night out. For a BBQ, a group gift, a weekend with friends or a shared flat, this tool simplifies refunds to the max.

Enter first names, type who paid what. The tool computes the average and generates the minimum number of transactions needed so everyone is even.

Common use cases

Night out & restaurant

Everyone paid a round, a bill, an Uber. Settle it all in 10 seconds.

Weekend & trips

Airbnb, groceries, fuel, activities: add up group expenses and split the bill.

Shared gift

One paid upfront, others owe a share: get the exact amount each must send.

How is the split computed?

Simple and transparent:

  • 1. Sum all expenses to get the total group cost.
  • 2. Divide by the number of participants to get everyone's ideal share.
  • 3. Those who paid less than average owe, others receive.
  • 4. The algorithm matches biggest debtors with biggest creditors to minimize the number of transfers.

100% private, 100% free

  • Local save: your list stays in your browser (LocalStorage). Reload, names and amounts are still there.
  • No data sent: no account, no server, no database.
  • Easy sharing: copy the balance with one click and paste in WhatsApp or SMS.

FAQ

What if someone paid nothing?

Just add their name and leave the amount empty (or at 0). The tool counts them as a participant and computes their share to pay back to the group.

Does the tool handle couples or families?

The calculation splits evenly across listed participants. If someone counts as two shares (couple, family), the simplest option is to add them twice (e.g. "Paul 1" and "Paul 2") so the tool counts two shares.

Is my data saved somewhere?

Only in your browser (LocalStorage), on your device. Nothing is sent to our servers. Reload the page, you get your list back, but it stays fully private.

How do I share the balance with my group?

Click the "Copy balance" button: the summary is copied to your clipboard, ready to paste in WhatsApp, SMS, Messenger or an email.

Can I use it on mobile?

Yes. The tool is fully responsive and works on both phone and desktop.