Net / Gross salary calculator
Convert gross salary to net (and vice versa) in real time. Includes total employer cost (super gross), a raise simulator and rates for France, Belgium, Switzerland and Canada.
Breakdown (Monthly)
Based on 12 monthsGo deeper
Why calculate your net salary?
Gross is for the contract. Net pays your bills. Never base your personal budget on gross salary. This tool converts your numbers in real time, based on your country and status, so you know exactly what hits your account.
The 3 salary levels to know
Super gross
What you really cost the company. Gross + employer charges (~45% in France). Useful to negotiate and understand your real financial weight.
Gross
The contract number, before employee contributions. Reference for leave pay, severance or unemployment benefits.
Net
The amount credited to your bank account (before income tax). The only number that matters for your monthly budget.
Which rates are applied?
Employee contributions depend on status and country. Here are the average rates used by the simulator:
- France, non-executive: about 22% employee contributions.
- France, executive: about 25% (additional executive pension).
- France, public sector: about 15% (special regime).
- Belgium: about 35% (ONSS + withholding tax).
- Switzerland: about 13% (AVS/AI/APG + LPP + AC).
- Canada: about 28% (QPP, EI, QPIP, provincial taxes).
Prepare your negotiation
Asking for a 10% raise does not mean 10% more in your bank account. Contributions eat into the increase. Use the simulation slider to find the right gross figure to negotiate and hit your real net goal.
What about income tax?
The tool calculates the social net, i.e. the amount before income tax. Withholding depends on your personal situation (household, children, other income) and cannot be estimated from salary alone. Keep in mind the state will take its cut based on your personalized rate.
How is the hourly rate computed?
The calculation is based on 35 hours per week, i.e. 1,820 hours per year. This is the standard reference used by most French collective agreements.
Indicative tool. This simulator gives you a solid baseline to situate yourself or prepare for an interview. It does not reflect your day-to-day reality (health insurance, meal vouchers, overtime, bonuses, sick leave). It does not replace your payslip and should not be used to dispute a bulletin with HR.
FAQ
Is income tax deducted from the result?
No. The displayed result is the social net, i.e. the salary before income tax withholding. Tax depends on your household (children, other income, status) and cannot be computed from salary alone.
Are the rates up to date?
Yes. The averages of 22% (non-exec), 25% (executive) and 15% (public sector) in France, as well as the rates for other countries, are stable and aligned with current scales. They are enough for a reliable estimate within a few euros.
My real payslip is different, why?
Ground reality varies: company health insurance, meal vouchers, transport reimbursement, disability insurance, bonuses, overtime. This tool provides a reliable mathematical base but is strictly indicative. Do not use it to dispute your payslip with HR.
How is the hourly rate computed?
The calculation is based on a legal working time of 35 hours per week, i.e. 1,820 hours per year. It's the base used by most French collective agreements.
What is the super gross (employer cost)?
It's the total amount you cost the company: your gross salary + employer charges. In France, add about 45% on top of the gross. It's the number to know to assess your real financial weight and prepare a negotiation.
Why doesn't a 10% raise give 10% more net?
Because employee contributions (22–25% in France) also apply to the raise. In practice, a 10% gross raise turns into about 7.5–8% more net. Use the simulation slider to target the right gross figure to negotiate.
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